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Business as Mission Network:: Turn Good Business and Missions into Great MinistryTurn Good Business and Missions into Great Ministry with News, Resources, and Tools from the leading businesss leaders, authors, pastors around the world

Raising Startup Capital for Business as Mission?

BLDNG The Wall - Christian Capitalism is a new blog that's come online talking about the intersection of faith and business. They put together a great list of places to build capital from either grants, loans or investment capital. Here's an excerpt

Venture Capital (National)

  • Kingdom Ventures (Christian)- $500,000- $5 million. A,B,C rounds of financing, sometimes bridge loans
  • Kings Counsel & Trust Ventures (Christian)-
  • Social Enterprise (social, environmental & economic). Development capital, bridge loans, hard money loans, mezzanine debt, joint venture & preferred equity. Sweet spot $5 million. Over $100 million. Kings Counsel also helps entrepreneurs to get their start-up ready for raising capital , linking them up with consultants who can help them to put together business plans, management team, etc..
  • Good Capital (secular)- Social enterprises targeting poverty & inequality. Later stage equity between $1-2 million
  • True Ventures (secular)- Early stage capital in Tech sector.
  • Greylock Partners (secular)- Tech & select markets. Growth companies that are poised to become market leaders in their industry.
  • DFJ (secular)- Early stage capital. Information technology, clean energy, nanotech, and life sciences.

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posted by Justin Forman | 2.25.2009 - 9:28 PM | link | 3 comments |

Bigger and Better: Beyond Micro and Fair Trade by Mats Tunehag and Peter Heslam

We know that aid does not lift people and nations out of poverty. We also know that micro credit programs are limited in their effect. They tend to increase the informal sector. In contrast small and medium size companies are the back bone of developed countries. They create socio-economic changes which drive democratization and these enterprises also are an essential tax base for nations.

Dr Peter Heslam at Cambridge University has written a helpful two page article on entrepreneurship and the importance of small and medium-sized enterprises. Excerpts:

“Entrepreneurship represents the best antidote to poverty. While the development community, focused primarily on aid, debt relief and the reform of global institutions, shows signs of accepting this, their interest is generally restricted to microcredit, fair trade, social enterprise, corporate philanthropy and Corporate Social Responsibility (CSR).
Micro enterprise can indeed help poor people achieve subsistence, provide for their families and secure them against abject poverty; fair trade can bring benefits to certain producer groups; social enterprise can make community projects more sustainable; and corporate philanthropy or CSR initiatives can help multinationals (MNCs) increase their pro-poor impact.

Of much greater long-term significance, however, are core activities of mainstream commercial enterprise. Key here are small and medium-sized enterprises, which are the world’s foremost creators of jobs, wealth and opportunity, making healthy contributions to gross domestic product in many of the developing economies that are growing.”

Dr Peter Heslam is Director of Transforming Business, Cambridge University in the UK. Click here for Dr Heslam's article

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posted by Justin Forman | 9:07 PM | link | 0 comments |

How do you help start sustainable jobs in Hati?

A few weeks ago I blogged about the new HOPE International website. Big fan. Love the new look, the interactivity and the way the site brings out the heartbeat of HOPE through personal stories.

The Business as Mission site has played a role in helping connect donors and even staff over the past couple of years. My wife and I also have just been able to make room in our budget to share in supporting the ministry. Needless to say we're big fans. Today, Peter Greer, the President of Hope dropped us an email to share about one of their new videos. Check it out.

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posted by Justin Forman | 2.24.2009 - 10:13 PM | link | 1 comments |

God and the Workplace Must Reconnect - Archbishop of York

The Archbishop of York said today that there should be no separation between the life of faith and the workplace. Speaking at the launch of the new God at Work course at Holy Trinity Brompton, Dr John Sentamu said there was a “desperate need” to reconnect faith in God with the workplace.

“All of life is religious and there is a desperate need to reconnect the sacred and the secular. There is no more urgent time than now to break down the compartmentalised thinking that separates trust in God from the world of work,” he said. He called for greater recognition of the good work Christians are doing in the world. "Many Christians are living out their lives as the church dispersed in the world of business and commerce every day," he said.

"They are involved daily in building the Kingdom and have the daily challenge of living by a set of values that the world thinks are mad." Their counter-cultural work and calling needs to be recognised, affirmed and supported." Read the rest of the Christianity Today Article here.

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posted by Justin Forman | 2.23.2009 - 6:12 PM | link | 0 comments |

Quotable: Bible Mentions Work More than Worship, Music, Praise and Singing Combined

"In its various forms, work is mentioned more than 800 times in the Bible. That’s more than worship, music, praise, and singing combined. Unfortunately, this significant and highly important aspect of our lives is receiving short shrift in the church. The silence leaves us with the impression that secular work is unspiritual and of no importance to God. Even worse, we’re often left with the perception that business and faith are pulling in opposite directions."

These insights along with many others can be found in Ken Eldred's upcoming book, expected to release later this year. While you're waiting for the new release, be sure to check out his wildly popular book, God is at Work. Materials used with permission and copyright of Ken Eldred 2008.

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posted by Justin Forman | 5:37 PM | link | 0 comments |

9 Missiological Insights into Business as Mission- Brian Walck

Business as Mission (BAM) has become a hot topic in mission circles—witness the dozens of articles, books, websites, and organizations that have emerged in the last decade including significant contributions from The Evangelical Missiological Society and Lausanne Committee on World Evangelization.[1] My own interest in the subject began as I realized during my time at seminary that my previous 23 years in the business world might not be completely wasted experience; that it might in fact be something that could be leveraged for the Kingdom of God. I began to read everything I could get my hands on and to take every opportunity to incorporate BAM related materials into my classes in theology and mission. In my final semester I was allowed to pursue an independent study in Business as Mission which afforded me some concentrated time to dig deeper into the subject. This paper comes out of that study. It will be presented in the form of a series of “Missiological Insights” or observations about some the opportunities, implications, and challenges related to Business as Mission as a strategy for world evangelization.

Before we begin it will be useful to define what Business as Mission means in the context of this paper. If you ask a roomful of people what they mean by Business as Mission you are likely to get a number of answers. This is because there are many ways to combine “work” and “mission”. Some would like to include tentmaking, where a believer intentionally takes a job with a secular company in another culture in order to gain access and witness cross-culturally. Others would like to include the notion of “business as a platform,” where a business identity is used by a missionary as a means of legitimizing their presence and work among people in limited access contexts. In many cases, these businesses are nothing more than paper “fronts” designed to deceive local governments and religious leaders. In others there is a sincere effort to help people (through the provision of jobs and/or services) but the enterprise is heavily dependent on donor funds and would not survive without them. Still others would like to include marketplace ministries, where believers simply try to leverage their presence in the marketplace for the Kingdom. Business as Mission, as we shall use it here, has four core components. First, it involves the creation of a business entity, controlled by Great Commission minded owners and senior management who seek to glorify God with every aspect of their business operation. This eliminates tentmaking which focuses on individual impact rather than the business impact. Second, it has profit (or at least sustainability) as a goal. This eliminates business “platforms” and other ministries and NGOs which cannot operate without donor funds. Third, it exists primarily to advance the gospel among less reached peoples of the world. This eliminates marketplace ministries which are typically not cross-cultural in emphasis. Fourth, it is socially responsible; it does not seek profit at any cost.[2] Restricting our definition in this way is not to say that these excluded strategies are not desirable or effective. It is just to say that the emerging consensus regarding the definition of BAM doesn’t include them and that I do not propose to evaluate them here.

With this introduction in mind we now turn to our missiological insights.

Insight #1: A BAM strategy provides unprecedented access to the most unreached people in the world.

Most of the world’s unreached people live in countries which restrict access to missionaries. Therefore those who wish to carry the gospel to these people have to find other means of establishing a presence among them. As a general rule, these limited access nations are also among the poorest in the world. There are currently only three viable strategies for bringing the gospel to the people in these nations. The first is through media, which although an amazing tool is limited to those who have access to radio and TV, and more importantly, is limited in terms of its ability to meet human needs, to lift economies, and to build the interpersonal relationships with people over which the gospel most naturally travels. The second is with an NGO that provides humanitarian services of some sort, but these provide access to only the most needy segments of society. [3] Moreover, they are viable only so long as donor funding exists. The third is through business. A tentmaker can only go where businesses are hiring. A Christian entrepreneur, however, can go anywhere, provided a legitimate, sustainable business can be developed in that area. Local people and governments are particularly receptive to businesses that employ local people and to those that export products which bring capital into the country.

There are virtually no countries which do not allow some form of foreign direct investment. Saudi Arabia is a good example of a country that completely restricts access to missionaries yet is open for business investment. From an economic perspective, the Saudi government has recognized that there is an over reliance on oil production as a source of income for the nation. “The government encourages investment in transportation, education, health, information and communications technology, life sciences and energy, as well in six ‘Economic Cities’ that are in various states of development.”[4] They have developed a series of incentives designed to attract foreign investors and entrepreneurs. Of particular significance is the fact that recent laws have made it possible for 100% foreign owned companies to be established in Saudi Arabia, and have ostensibly leveled the playing field with respect to access to government contracts as well as business financing. The goals of this government initiative are to diversify the industrial and service base of the economy, to improve the technical and business skills of its citizens, and to create jobs within the private sector. Similar stances are being taken by governments the world over. Even the military junta in Myanmar has declared the country “open for business.”[5] Of course the reality on the ground may be somewhat different. The point is that globalization has fostered a receptivity to business and economic development around the world. While it is true that many of these places would not be attractive investments from a purely business perspective, they are attractive from a Kingdom perspective, and business provides access that might not be achieved otherwise.

BAM would also seem to provide an opportunity to reach the unreached right here at home in the West. There are significant Diaspora communities of various unreached people groups in major cities all over the world. They come to escape persecution and to find economic opportunity. In other words they are looking for jobs. This provides a perfect opportunity for Christian entrepreneurs and business people with a heart to reach the world in their back yard.

Insight #2: A BAM strategy is a holistic strategy that seeks individual, social, and political transformation.

Holistic ministry seeks to address every aspect of an individual’s needs recognizing that the separation of gospel-as-word and gospel-as-deed is unbiblical and ultimately damaging to the gospel of Jesus Christ.[6] From a theological perspective, redemption is not limited to the individual but extends to the redemption of culture, social structures, political structures, and ultimately to creation itself. When a business employs someone it not only feeds him once but provides him with an ongoing means of feeding himself and his family. When a business engages with government officials in an honest and ethical fashion, it provides a testimony to those officials and to the company employees. When employees are treated fairly, paid on time, valued for their contribution, and given opportunity to develop to their full human and professional potential, they get a glimpse of the Kingdom of God. In the process, believers and unbelievers work together in natural settings. The believer’s faith is modeled in the real world, amidst real struggles and real ethical challenges. Relationships are built which facilitate the natural sharing of the gospel. People come to faith and are discipled, leading to personal transformation.

With respect to social and political transformation, the Lausanne committee said,
Business can empower and set people free economically, socially and politically: Economic transformation is about people having relative abundance and participating in wealth generation. Social transformation is about having enough income to acquire goods and services through exchange. To have access and adequate means for food, housing, education, water, health, transportation etc. People who are both economically and socially strong in turn tend to be politically stronger. Work and business enables dignity, self-confidence, production, wealth generation and increase which are the keys to social transformation.[7]

In addition, Christian businesses can provide a protective and restorative function. William Danker describes how the Moravians and Basel Trading Company in the eighteenth and nineteenth centuries prevented the exploitation of native populations by unscrupulous traders. By offering better prices than they would have received otherwise, these mission companies forced their competitors to engage in fairer business practices.[8] Today Christian companies such as Pura Vida Coffee Co. provide similar protections by engaging in fair trade practices with coffee growers.[9]

Insight #3: A BAM strategy has potential to alter several significant aspects of mission funding.

First, there is the potential to change from a donation model to an investment model for certain types of BAM opportunities. Christian investors and venture capitalists should be willing to consider investment opportunities that present the potential for good return on investment as well a good return in the Kingdom. The Basel Mission Trading Co. returned six percent plus fifty percent of profits back to investors for years.[10] Ken Eldred describes an investment in an Indian call center operation that was both profitable and through which hundreds of low caste Indian Christians received employment and discipleship and hundreds more Hindus and Muslims were exposed to the gospel.[11] In order to attract these types of investors, the businesses in question need to be run and staffed by qualified business people with a viable market and strong business plan. Such businesses will attract capital from any number of sources, however, Kingdom entrepreneurs will want to accept capital only from those who accept the Kingdom mission of the business and recognize that this takes priority over profit maximization.

Second, there is an opportunity to change the support model for missionaries. Candidates for the field often take two years and more to raise the necessary support to head overseas. For many, the prospect of asking friends and relatives for money is a significant obstacle to their decision to become missionaries in the first place. Business as Mission has the potential for some, at least, to circumvent this process and head directly to the field, assuming, of course, that they have the necessary business and cross-cultural skills that would make them strong candidates for an expanding Kingdom business.

Third, there is the potential to dramatically increase the sending capability of poorer nations and churches. João Mordomo describes the situation facing the Brazilian church, “Brazilian missionaries many times simply cannot get out of the starting blocks due to a lack of financial resources. This is partly a developmental and cultural issue. The Brazilian church is simply young and has not had much time to develop a pattern of giving to cross-cultural missions. But the issue is also partly an economic one. Poverty, corruption and inflation have plagued Latin American countries.”[12] Mordomo recognizes BAM as the potential solution to the financial issues that hold back the Brazilian missionary force from making greater impact for world evangelization. What is potentially even more interesting (and convicting) about the potential sending of Brazilian missionaries (and Filipino, African, and Asian missionaries for that matter) is their relatively lower expectations regarding lifestyle and income when compared with those from the West. While a Western missionary is unlikely to be able to live on the income produced by one cow, for example, Indian missionaries routinely do so. The kinds of businesses that can be envisioned for people with relatively low income needs are virtually limitless. One can envision micro-lending strategies developed specifically to unleash this bi-vocational missionary force.

Insight #4: A BAM strategy can be self-replicating, leading to church planting movements.

Two closely related inhibitors to church planting movements are extraction and dependency. The gospel will pass most freely over networks of relationships where two or more people are part of the same social network. The social networks that people belong to may be defined by culture, language, ethnicity, class, family ties, education, occupation, etc.[13] When a new believer is extracted from his social network due to threat or rejection then the potential to see a people group movement to Christ is greatly reduced. Often these extracted believers become dependent on the missionary. BAM mitigates the extraction problem in two ways. First, it reduces its incidence. The new believer that is contributing financially to the social entity (family, clan, etc.) is less likely to be ejected than one who is not. Second, it creates new social structures (within the workplace and the marketplace) into which the new believer can expand her influence.

Dependence is perhaps an even more insidious problem. When new believers and churches are supported with donated funds, the need for increased funds grows proportionately to the growth of the church. Some “believers” are there only for the handout and will leave when funds dry up. When increased funds fail to materialize, there is also a disincentive to evangelize as new believers actually reduce the level of subsistence for existing believers in the church. Businesses owners and managers who take their Kingdom task seriously can not only disciple new believers in the faith, but they can teach them how to effectively run a business with a Kingdom perspective. In other words, they will reproduce new Kingdom entrepreneurs who will go out to start new Kingdom businesses of their own, perhaps even with the financial backing and support of the “parent” company. In any case, they have a working model for supporting themselves.[14] And people with income can develop self-sustaining and self-replicating churches which can fund full-time pastors, missionaries, and mercy ministries.

Insight #5: Unbiblical perspectives on mission, work, business, profits, and money have the potential to derail BAM initiatives at many points along the way.

One unbiblical perspective is that mission is to be left to professional missionaries. This is a byproduct of the sacred-secular divide that has permeated the church since at least the middle ages. The church has bought into a holy hierarchy of vocations: pastors and missionaries at the top, doctors, teachers, and social workers somewhere in the middle, lawyers and stock brokers at the bottom. There has also been a tendency to divide work into sacred and secular. “Sacred work” (or “ministry”) is defined as what the pastor or missionary does while “secular work” encompasses most everything else. The reformers rejected this view and championed the notion that every “calling” (or vocation) was sacred. More recently, numerous voices have argued that mission is the calling of the entire church. Leslie Newbigin said, “A church is no true church if it is not missionary, and missions are no true missions if they are not part of the life of the church.”[15] Yet it is also true that most believers will not serve as full time pastors, missionaries, and para-church workers. Yet they are still called to serve God, to be “salt and light” and to make disciples (mission) in their own sphere of influence whether at home as a homemaker or on the job and in the marketplace. Some of these God calls to serve him using their business and vocational skills in cross-cultural settings.

It is rare to hear a sermon series on God’s design for work. This is ironic given that the average Christian spends more time at work than at any other activity other than sleeping.[16] In this vacuum most believers absorb the values of the culture around them. Three unbiblical perspectives on work predominate. The first is that work is a necessary evil, cursed, and something to be endured for survival. The second is that work is a means to wealth, acquisition, and power. The third is that work is the means of self-actualization. The believer who holds such an unbiblical view of work is unlikely to view his work as a place of ministry and mission and is therefore unlikely to have significant impact for the kingdom in the workplace. The reality is that work was ordained by God before the fall as the means by which we co-labor with him in the ordering and preserving of creation and the means by which we provide for ourselves and others. It is in itself an act of worship, which when conducted appropriately, brings honor and glory to him.

There are two equally unbiblical views of money and profit. The first is a result of failure to heed Jesus’ warning that the love of money is the root of all sorts of evil. A Kingdom business person can easily forget her primary purpose is not profit if she is not careful. Dwight Baker said, “Business simply by being what it is can be seductive and has demonstrable power to draw missionaries away from their missional commitments.” He goes on to say, “Business wrongly indulged in can lead to modes of behavior that are exploitive of the very people to whom one is supposed to be Christ’s minister.”[17] In other cases, profit and money simply absorb more and more of management’s attention, crowding out ministry objectives. It has been said of mercy ministries and can be said of BAM as well, “Addressing physical needs without addressing spiritual needs simply makes people more comfortable on their way to hell.” The key is to remain intentional and accountable for well defined ministry goals.

The second unbiblical perspective is that money and profits are evil. Businesspeople are looked down upon as greedy and money grubbing. This view has been held by many church leaders and missionaries and sadly has been exported all over the world. As Grudem points out, profits and money are in and of themselves good as they represent the multiplication of resources and a medium of exchange that allows people to more easily trade the fruits of their labor for things they need.[18] God honoring businesses produce life giving goods and services and generate profits that can be used to sustain owners, workers, invest in new products and services and meet the needs of the poor and disenfranchised. Business and business people need to be valued for the contribution they make to the Kingdom, the body of Christ, and society.

Insight #6: BAM practiced without awareness of the potential impact to the local economy can unintentionally do more harm than good.

There are any number of ways that Western business people can harm the very people they are intending to help. For example, firms that import consumer products that compete with local suppliers may put the local supplier out of business. Similarly, businesses that bring in Western technology, know how, and raw materials to produce products that were made by hand locally may put those producers out of business. Firms that export raw materials may use local people simply to extract the resources without contributing to upgrading their skills. This is little more than modern day colonialism. Business people must be aware of the potential for unintended consequences in any business venture before they embark upon it. Rundle and Steffan provide five helpful guidelines as follows: 1) Do no harm – seek to be social responsible 2) Choose the right industry – beware of those that will negatively effect local businesses and people 3) Help the local economy modernize – seek to bring businesses that will help upgrade the technology and skills of the local people and help local suppliers to modernize. 4) Be an incubator – promote creativity and entrepreneurship and actively seek to assist local entrepreneurs to form new companies and spin-offs. 5) Be a local philanthropist – pay generous wages. Plow profits back into the local economy. Be generous with charities and NGO’s.[19]

Insight #7: BAM practitioners face numerous cultural, political, psychological, and infrastructure related obstacles to success.

I recently spent two days in consultation with a Kingdom business in Indonesia which produces local handicrafts for export to the West. The presenting problem was an impending change in the law that was forcing the business to change from non-profit to for-profit status. In addition, the non-profit director felt it was time to bring in more business expertise to streamline some operations and to set him free to pursue other active ministry projects. His proposed solution was to bring in business investors who would purchase a percentage of the company, giving them some “skin in the game” and infusing much needed business expertise. Since the business was not in need of cash, our team proposed what we thought was a better solution. The business should simply be transferred lock, stock, and barrel (minus the property which would remain the property of the non-profit and be rented back to the business) to a wholly owned for-profit subsidiary of the ministry that originally started it. This ministry would bring in Western expertise to make needed changes and invest financially in the business as required. This would insure that the ministry purposes of the business (through which dozens of Muslims have come to Christ) would remain preeminent. Everyone thought this was a wonderful plan. At the end of the two days there were smiles and handshakes all around. It was only as we left for the airport that we learned that the non-profit director really did not like the proposal and was upset that there would not be any financial remuneration to the non-profit for the business (despite the fact that it had originally been transferred to the non-profit in exactly the same way.) Apparently, it would have been too impolite on his part to have disagreed with us in public, so he discreetly let his opinion be “overheard” by one of our team members! So began my introduction to the challenges of doing business cross-culturally.

In fact, cross-cultural business is full of opportunities for misunderstanding and misstep. There are issues of appropriate cultural practice, corruption, and work practices of local employees. On the same trip I learned that the local people group the ministry was trying to reach had a reputation for laziness. Once they had earned enough they simply stopped working! To address this problem the ministry team was attempting to work with the local church to disciple the youth so that the next generation would have a better chance of prospering. In some cultures, the psychology of poverty runs deep. This is a deeply spiritual problem which will not be ameliorated the instant a business holding out the prospect of employment is established. All of these factors point to the need for specialized training for Kingdom professionals which includes cross-cultural and transformation development training in addition to business training. There is no short cut to learning the culture and language of the people you will be ministering to and working with.

Not every culture is ready for every type of business. A software development company will probably not thrive in a place where people have little education and there is no power and internet access. A Western business person cannot make a living running a small scale basket weaving business in a village. An export company cannot be located in a place with no access to roads, airports, or shipping. Ken Eldred suggests a useful framework for gauging what type of business work in a given region based on their level of economic development. The poorest regions will have minimal socioeconomic and legal infrastructures and the most significant cultural barriers to overcome. In these regions micro-enterprises that operate in the informal sector are the best bet. Western entrepreneurs can create micro-lending institutions that operate on a not-for-profit or for-profit basis. In developing region with emerging economies and infrastructures, small and medium enterprises can be supported. In more industrialized regions, overseas private equity investments in more significant and sophisticated businesses are possible.[20]

Insight #8: BAM as a strategy presents both opportunities and challenges to traditional sending agencies.

BAM presents mission agencies with the opportunity to mobilize a constituency that has not yet been tapped for mission. How can they work with churches to begin to change the way their people view work and mission? We’ve already seen that BAM can positively impact how missionaries are funded and how BAM can expedite their arrival on the field. Nevertheless, there are significant challenges to be overcome. For example, how do traditional missionaries and business people interact on the field? How are teams structured? Should they mix business people and traditional missionaries? How does accountability to field leadership work? How is accountability enforced when the business person has little or no financial dependency on the mission agency? What services and benefits do agencies offer to business missionaries? How much should the missionary pay for these services (traditional missionaries typical give a percentage of their support to the agency for member care and other services, including fund-raising support)? How does pre-field training need to adapt for the needs of business missionaries? What level of input does the agency or its field leadership have into the business plan? The ministry plan? Does the mission want to actually own businesses, or just partner with business people, or both?

Successful and experienced business people are likely to balk if faced with too controlling an agency presence. Agencies on the other hand are likely to balk at the idea of well meaning but culturally challenged business people stumbling around and perhaps erasing hard won good will among an unreached people group. These are the kinds of issues that agencies will need to wrestle with. Nevertheless, if they do it well BAM represents a significant new opportunity to mobilize a vast army for the task of world evangelization.

Insight #9: This may be a “kairos” moment for Business as Mission.

Certainly, as we have seen, not all types of business are appropriate for all contexts. In fact, in some cases business is not an answer at all. Business only survives when a profit can be generated yet there are some needs that believers should seek to address which do not fit that profile. For example, imminent starvation, disease, natural disaster and death are not business opportunities yet demand a Christian response. Nevertheless, there does seem to a gathering of forces and circumstances now that make business an attractive vessel for Christian compassion and the gospel. Globalization can not be turned back, the world understands through television and the internet that prosperity and a more abundant life is possible. Even the most despotic of governments understand that the key to survival is to upgrade the lifestyle of people, to lift them out of poverty. Business holds the key to modernization, job creation, income production, poverty elimination, and social change. Unreached peoples live in countries that are desperately seeking Western business know-how and investment. With jet travel, business people can get anywhere in the world in twenty-four hours. English has become the lingua franca of business. It seems that all of the pieces are falling into place for business as mission in much the same way the Pax Romana and the Greek language prepared the ancient world for the original transmission of the gospel. It remains for us to strategize, plan, and then act to take advantage of this kairos moment that God has prepared.

Brian Walck is an Entrepreneur and thought leader on the movement of Business and Mission. In addition to being a regular contributor on the Business as Mission Network site, he’s heavily involved in supporting God’s work around the world through Business as Mission Efforts, Missions Agencies and the local church. If you’d like to continue the conversation, email him at bwalck@yahoo.com.



[1] See Tom Steffan & Mike Barnett eds., Business as Mission: From Impoverished to Empowered. Evangelical Missiological Society Serier Number 14 (Pasadena: William Carey Library, 2006) and Business as Mission, Lausanne Occasional Paper No. 59. (Pattaya, Thailand, Lausanne Committee for World Evangelization, 2004), available online at http://www.lausanne.org/documents/2004forum/LOP59_IG30.pdf. These are some of the best resources available on Business as Mission. Other excellent resources are Tetsunao Yamamori & Ken Eldred, eds. On Kingdom Business: Transforming Missions through Entrepreneurial Strategies (Wheaton: Crossway Books, Good News Publishing, 2003), Steve Rundel and Tom Steffen, Great Commission Companies: The Emerging Role of Business in Missions (Downers Grove, InterVarsity Press, 2003), Ken Eldred, God is at Work (Ventura, CA: Regal Books, 2005) and R. Paul Stevens, Doing God’s Business: Meaning and Motivation for the Marketplace (Grand Rapids: William B. Eerdmans Publishing Co., 2006.) While there are several other resources listed in the bibliography of this paper the reader who focuses on the set above will come away with a very good understanding of the BAM movement as well as a biblical understanding of work in general. Several of the titles above also contain excellent lists of supplementary resources. See in particular, the Lausanne article.
[2] In my view, social responsibility is a corollary of glorifying God in all aspects of business operation. However, because so many advocates of BAM explicitly state this in their definitions, I include it here so there is no question that I agree with them.
[3] Rundle and Steffen, 14-17.
[4] Doing Business In Saudi Arabia: A Country Commercial Guide for U.S. Companies (U.S. & Foreign Commercial Service and U.S. Department of State, 2008), available online at http://www.buyusa.gov/saudiarabia/en/41.html, 65.
[5] See http://www.myanmars.net/myanmar-business/
[6] For an enlightening discussion of this separation and its impact see Bryant Meyers, Walking with the Poor: Principles and Practices of Transformational Development (Maryknoll, New York, Orbis Books, 2006).
[7] Lausanne, 14.
[8] William Danker, Profit for the Lord: Economic Activities in Moravian Missions and the Basel Mission Trading Company (Eugene: Wipf and Stock Publishers, 1971).
[9] The Pura Vida story is told in Rundle and Steffen, pp.143-163.
[10] Danker, 103-4.
[11] Ken Eldred, “Kingdom Based Investing,” in Yamamori and Eldred, 203-212.
[12] João Mordomo, “Unleashing the Brazilian Missionary Force,” in Steffen and Barnett, 225-26.
[13] Ralph D. Winter and Bruce A. Koch, “Finishing the Task: The Unreached Peoples Challenge” in Perspectives on the World Christian Movement: A Reader, 3rd Ed. (Pasadena: The William Carey Library, 1981, 1992, 1999), 514.
[14] Patrick Lai, Tentmaking: Business as Missions (Waynesboro, Georgia: Authentic Media, 2005), 47.
[15] Anna Marie Aagaard and Lesslie Newbigin, “Mission in the 1990s : Two Views,” International Bulletin of Missionary Research 13 no 3 (Jl 1989): 102.
[16] Bureau of Labor Statistics, “American Labor in the 20th Century” (originally published Fall 2001) accessed online at http://www.bls.gov/opub/cwc/cm20030124ar02p1.htm#18 on Feb. 29, 2008 and “Time Use on an Average Work Day for Employed Persons Aged 25 to 54 with Children” accessed online at http://www.bls.gov/tus/charts/home.htm on Feb, 29, 2008.
[17] Dwight Baker, “Missional Geometry: Plotting the Coordinates of Business as Mission,” in Steffen and Barnett, 44.
[18] Wayne Grudem, “How Business in Itself Can Glorify God,” in Yamamori and Eldred, 138-39.
[19] Rundle and Steffen, 60-61.
[20] Eldred, God is at Work, 170-182.


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Continue reading '9 Missiological Insights into Business as Mission- Brian Walck'
posted by Justin Forman | 2.22.2009 - 10:00 PM | link | 2 comments |

Business as a Calling

My wife and I have continued to get more involved in giving to microfinance efforts. It has been a joy for us to give to something that is self sustaining and has a residual effect far beyond an initial gift.

Partners WorldWide is passionate about sustainable solutions to poverty. They have grown to serve in over 20 developing countries worldwide and established an international network of business and professional people dedicated to creating jobs, ending the cycle of poverty and transforming communities. These efforts have resulted in the creation of 1,656 jobs and the retention of 16,812 jobs in 2008.

Recently they added a video to their website that captures the essence of microfinance and how business can be a sustainable tool for ministry. Visit their website (http://www.partnersworldwide.org/) or check it out here:

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posted by Justin Forman | 7:19 PM | link | 0 comments |

Turbulence Ahead

Our friends over at Red Letter Believers recently wrote a great post that sums up the uncertainty of todays time and how we should approach it. “This is your captain in the flight deck and we’ve just reached our cruising altitude of 37,000 feet. We have some rough air up ahead so I’m going to keep the fasten seat belt light on until we get through this little bit of turbulence.”

I check my seat belt and it’s fastened – not pulled in too tight, though. I look left and right, eyeing my fellow passengers, looking to spot the white-knuckled rookie travelers as we approach the coming bumpy air. But everyone looks ahead, stone faced and nonchalant, as if they fly through the rough stuff all the time.

I mimic that same look. "No Big Deal."

The first bump hits. "Not too bad."Then a second bump, a third, and then a fourth – they’re coming together faster. The plane hits some kind of air pocket and dips a few hundred feet and I feel weightless. We’re being tossed around like a cheap toy, shimmying and buckling with each hard bounce.

"Okay, now it’s no fun."I start praying to God in a stream-of-consciousness-please-save-me-forgive-me-for-my-sins-take-care-of-my-family-don't-let-me-suffer-kind of style. And then just like that, it stops.

Smooth air. Isn’t life just like this? We know turbulence is in our future, just ahead of us somewhere on the path, and even when we see it coming, even when we know it’s going to hit and we think we’re sufficiently prepared, we find out it is still scary and unnerving. We lose our sense of control. We become powerless.

In today’s chaotic times, we face turbulence like we’ve never seen in our lifetimes and most of us recognize that this uncertainty will continue into the future. So, now, more than ever, we need to reach out for God’s steady grip and limitless love for He will not forsake us.He's got it under control.

Robert Geyer is a business executive and David Rupert is a communication professional. Together, they are researching, writing and stirring the thoughts about the intersection of faith and life -- at work, in the community and in the world. Read more at http://redletterbelievers.blogspot.com/

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posted by Justin Forman | 3:57 PM | link | 1 comments |

An Afternoon with Bob Buford of Halftime

Earlier this week Brian, Marc and I got a chance to spend some time with Bob Buford.

Over 10 yeas ago, Bob wrote about the endless search for significance in a book called Halftime. Bob’s personal journey began with building a tremendously successful cable television business, later on in life he went on to found Leadership Network (http://www.leadnet.org/) and Halftime.

Their commitment to help business leaders find significance and live out God’s call was a big inspiration in the start of the RightNow Campaign (http://www.rightnow.org/) many years ago.

It was refreshing to hear Bob's passion to help people find ways to use their time, talents and treasure to make a difference. If you haven't already, pick up a copy of Bob's book, just re released this year.

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Continue reading 'An Afternoon with Bob Buford of Halftime'
posted by Justin Forman | 2.21.2009 - 10:05 AM | link | 1 comments |

Its Time for Action by Isaac Klepac

In times of crisis we want to circle the wagons and hide ourselves from adversity. We try to protect ourselves to make ourselves feel like everything is going to be OK. That’s all great except your business needs you to take a hard dispassionate look at it’s position and then to take decisive action. You can’t lead the same way you do in good times.

I am not saying that I have mastered this yet, but I see clearly the need for this. The longer it takes you to see the more damage is done. No it’s not fair. No one is going to make it fair for you or consider your past accomplishments. You better get after it. Is your business worth fighting for?

So how are you going to fight this fight of your life? Start with you the leader. Who are you? What are you doing well and where can you improve? Do you believe in your organization and your product? You better. If you don’t you better continue to develop and find ways to stand out. You better make the corrective actions that are necessary. Make the most of this new environment.

How is any company going to survive? By allowing this season to make you and your product better. By fighting and reaching deep down to find courage that you didn’t know was there. The biggest threat to the United States is affluence, comfort and apathy. In times of affluence and peace we can trade passion for something bigger then ourselves for lusts and fear. It’s time to shed our own personal fears and work to create great products and services for ourselves and our customers. It’s time for a new models that will sustain our passion to create and invent.
Get hungry again. Get real and take action. This is a different time and this new market demands our attention. It’s time to brush yourself of and get to work creating something great.

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posted by Justin Forman | 2.14.2009 - 1:23 PM | link | 0 comments |

Small Coffee Company for Christ

Market: Expats in community, community residents, western and national tourists

Structure: Wholly owned foreign enterprise (WOFE). Husband/wife owners. Four full-time local employees.

Champion: American who has developed business skills by working for a manufacturing operation in this city for the past 7 years and recently finishing up his undergraduate business degree.
Business formation: Idea formed out of observation that the city lacked coffee shops and the availability of a prime retail location on a major street in an area with new, more upscale apartment buildings. Pulled together registration capital and renovation monies by themselves and jumped in. Only been in operation for one month.

Vision: Opportunity to reach different segment of the local population through retail-based relationships. Seeking to connect with a reach out to upper-middle class and artistic segments of the majority population while also having special events to allow connection for those interested in minority peoples. If successful, hope to replicate in other parts of the city and other locations.

Story: While living and working in this city recognized a potential market and felt a need to change their roles. When this location became available, they decided to try it themselves. Renovated the space, set up shop, hired some local transformed people and are pressing ahead. Daytime clientele is primarily expats studying and living in the city. Late afternoon and evening clientele is predominantly local. Made a connection with a music concert facility down the street and now often have performers visiting their facility. Host a ‘speak minority language’ night each week, led in part by one of their local staff. Chance for expats to speak this language and invite in native speakers with whom to interact.

Lessons learned: Importance of location for retail operation. This shop’s location positives include being on a street with extensive new residential apartments, concert theater, near business district, high visibility.

Future plans: Husband transition out of his existing work so he can focus on this full-time. If it proves financially successful and sustainable, see about replicating it in other places in the city and in other locations.

Results:

  • Set up WOFE for relatively low cost (US $12k).
  • Providing jobs for four nationals.
  • Creating relational connections with a different sector of local population that perhaps has no active witness.

Observations:

  • Idea that appears to have no clear business plan – just ideas. No idea on how long it may take to break even, much less make money. Not the only coffee shop in the city, or in this area of the city.
  • No clear articulation of BAM philosophy nor ministry objectives. Admit they have no plan and are just seeing how things happen. Not sure how deep relationally one can go with retail-based relationship.
  • Have no idea on the economic sustainability of the coffee shops.

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Continue reading 'Small Coffee Company for Christ'
posted by Justin Forman | 2.08.2009 - 1:05 PM | link | 5 comments |

Quotable - Does Christianity Ignore Over 90% of our Life?

“How can anyone remain interested in a religion which seems to have no concern with nine-tenths of his life?” asks British author and Christian apologist Dorothy Sayers. About 2,000 people who regularly attend church and who call themselves Christians were asked, “Have you ever in your life heard a sermon, read a book, listened to a tape, or been to a seminar that applied biblical principles to everyday work issues?”

More than ninety percent of those surveyed said they never had.

These insights along with many others can be found in Ken Eldred's upcoming book, expected to release later this year. While you're waiting for the new release, be sure to check out his wildly popular book, God is at Work.

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Continue reading 'Quotable - Does Christianity Ignore Over 90% of our Life?'
posted by Justin Forman | 2.03.2009 - 10:00 PM | link | 4 comments |

Case Study: Making Handicrafts for Christ

Big or little. Shinny, bright or dull handicrafts can cover a broad range of products that can be created by a broad range of people and countries. But how can they be used as opportunities to glorify God?

The purpose of this post is to continue sharing observations, reflections and lessons learned as we visit and interact with different Business as Mission practitioners. We hope this sharing will spark youto get involvedThe Business as Mission (BAM) Journey is a program of immersion and observation. Participants are language and culture students. We then meet weekly to go through foundational Book passages and recent and relevant books on BAM. We discuss the theory in the books and then bi-weekly go out and visit BAM practitioners and businesses. We get to see, ask questions, observe and get a taste of the real challenge of making it work in this world - and then come back and discuss what we've seen. This note then relfects the case studies we write up after our visits. Our vision is that through this process our Father might raise up the next generation of entrepreneurs to set up profitable, sustaianbly and transformational businesses among the least-reached.

Market: Expats in-country, western and national tourists
Structure: Wholly owned foreign enterprise (WOFE). Husband/wife partners and one full-time and one part-time local employee. Indirect support from sending agency.
Champion: European with traditional M background but entrepreneurial bent. Lived in region for 10 years, four of them in rural areas directly with nomadic peoples. Presently live in capital city. Fluent in four languages
Business formation: Started 6-years ago when living among nomads. Brought in Swedish woman who was specialist with handicrafts and she set up initial structure, training and focus of program. Two years later, they took over running the program and made adjustments. Two years ago decided to make it an official business and registered a WOFE. Rules dictated that amount of investment capital required for registration was reduced by one-third if more than one investor, so both husband and wife invested. Goods are primarily marketed locally through a coffee shop that they catalyzed (helped start up but is locally owned and run) and a second one that just opened in another province (also locally owned and run). Primary market is expats in the area or expat or local tourists. Considering expanding to internet sales. Price margins for handicrafts very low, better margin on other items they generate (postcards, enlarged pictures, calendars).

Vision: Value-add business that fits in rural setting, allows access to nomadic peoples, generates real income for them and trains and equips transformed nationals to have value in these rural communities. The champions see themselves as starter-upper type people, do not necessarily want to grow it.

Story: While living and building relationships among nomadic people they came to understand their situation and needs. Saw an opportunity to improve their economic situation while using skills they already possessed. Brought in a specialist to set up the foundation of the project. Presently they work with 60 nomadic families. Program presently has them approaching the government officials for a region (Civil Affairs and Poverty Alleviation Bureaus) and presenting the project to them. The project design creates a natural focus on nomadic peoples (skills required, amount of income it generates). Government draws in potential participants, company holds a week-long training program that explains the conditions for participation, what is provided to the participants (raw wool, special materials, designs at cost), quality guidelines and process for collection and payment. Integral to the training is the sharing of chronological redemptive stories (orally- preferenced culture). Those who successfully complete the training are given a certification and told that they will only purchase goods from their certified people. If offered other handicraft goods, they refer them to other people who market handicrafts. With every new product idea, they have another opportunity to return to that community and do an additional training, and share more stories. Have full-time staff (transformed national from same people group as nomads) do the training. Have not yet seen fruit.

Lessons learned:
  • Product and interaction has to be perceived as valuable to the people and area
  • Intentional proclamation through chronological stories has been received and accepted as part of the training program
  • Importance of language for doing business, but deferring transformational story telling as national to national
  • Project design is critical with staying focused (generates only a little bit of income (so only attractive to poor), requires some wool handiwork experience/skills (so prefers nomads)).
  • Consistent, real business conducted through government channels has led to a positive relationship with authorities and even a validation that they are doing good things (they were recently invited by the government to participate in an exhibition)
  • Resistant people groups need long-term, value-added access
Future plans: Not sure of their role in this business in the future. Presently have a good balance between the demands of the business and their other obligations. Realize they are not gifted for maintaining and building up the business further.

Results: Recognized good work, good value to communities with which they desire to have access; from the government down to the participants. Allowed long-term access to these people and communities. Providing real economic value for 60 poor, nomadic families. Providing visionary work for one transformed nationalCatalyzed start-up of two nationally owned and operated coffee houses

Observations: Sounder design and implementation of a handicraft project than most – but still with no clear sales and marketing strategy No clear articulation of BAM philosophy, but heart objectives intentionally implemented in the project design No vision or desire to grow (contrary to our entrepreneurs who say – “if access and relationships with 60 is good, wouldn’t access to 100 or more be better?”). Seems to be primarily held back by not having staff whom are wired to grow and further organize the business. Smart project design intentionally and naturally allows them to stay focused on nomadic peoples – even working through the government. Have no idea on the economic sustainability of the coffee shops but applaud their efforts in catalyzing their formation without owning.


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posted by Justin Forman | 5:54 PM | link | 0 comments |

God is my Coach

If you opened up my veins you'd find it carries a slight tinge of the Green and White of Michigan State Spartans. Although Larry Julian is a Michigan State Alum I promise that it didn't bias the decision to highlight his new book, God is My Coach.

Larry is the best selling author of God is my CEO, a wildy popular book about Business and Ministry. In his new book, God is my Coach - A Business Leader's Guide to Finding Clarity in an Uncertain World he continues to help us find opportunities to live out our faith in the arena of Business.
Here's a quick description from the website: "Business leadership coach Larry Julian helps readers navigate "the gray zone"-those make or break moments of decision making that are filled with uncertainty. There are times when intellectual and business logic are tested beyond one's perceived limits, when important decisions have no correct answers and can only be made by a leap of faith. Our true greatness lies within the gray. Julian shows readers that, with God's guidance, uncertainty is the very catalyst for making wise, impactful decisions that shape destinies. We learn to live and lead in the context of uncertainty rather than becoming paralyzed by it. GOD IS MY COACH is the means to living a significant life and to leading others in an uncertain world."

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Continue reading 'God is my Coach'
posted by Justin Forman | 2.01.2009 - 3:54 PM | link | 2 comments |

A Global Overview of the Business as Mission Movement: Needs & Gaps by Mats Tunehag

Business as Mission (BAM) is part of a wider global movement that recognizes and responds to God’s call to the whole Church taking the whole gospel to the whole person in the whole world. BAM is a relatively new term, but is based upon biblical concepts. The BAM concept is holistic in nature and content; it is built upon the truth that God has the power to transform people and communities spiritually, economically, socially, and environmentally.

BAM does not accept the unbiblical and pervasive paradigm of a dichotomy between sacred and secular, where “church” or “missionary” work is considered a spiritually superior “full-time ministry” and doing business is considered less “spiritual”—or worse. In the last fifteen years the BAM concept has spread across the world and the number of BAM initiatives has grown dramatically.

However, there are still major needs and gaps in the global BAM movement. This article will attempt to identify and briefly elaborate on a few of them. The following nine points can be used for prayer, discussion, planning, and action.
1. Vision Impartation - We have many reasons to rejoice and praise God for the growth of the global BAM movement. However, there is still a major need for further and wider vision-casting. Since BAM is a triangular drama which involves church, business, and missions, the BAM vision needs to be imparted among these three constituencies, especially targeting church and mission leaders and Christians in the marketplace.
2. Concept Clarification - In particular, through the global BAM Think Tank (which worked under the auspices of Lausanne), a widely-accepted definition has emerged and gained strength:
Business as Mission is about real, viable, sustainable, and profitable businesses; with a Kingdom of God purpose, perspective, and impact; leading to transformation of people and societies spiritually, economically, socially, and environmentally—to the greater glory of God.

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posted by Justin Forman | 3:31 PM | link | 4 comments |

Back to the Drawing Board: Business as Mission 200 Years Ago

A Case Study of the Moravians. A case study that demonstrates the positive impact such a missional perspective of work can have on the advance of the Kingdom is that of the Moravians. Although the origins of the Moravian Church predate Luther’s ninety-five theses by about sixty years, these followers of John Hus are best known for their mission efforts around the world during a time when no other Protestant churches were sending out missionaries. In fact, their missionary efforts predated William Carey by sixty years as well. Given the relative sparsity of their numbers then and now, their record is truly astounding. During the forty year period from 1732 to 1771 they planted mission station in the Virgin Islands, Greenland, North America, Lapland, South America, South Africa, and Labrador.” [1]

Not only were they ahead of their time in terms of missionary zeal but they were pioneering in terms of missionary methods. The expenses of missionaries on the field were borne through various business and tentmaking enterprises. In fact, for over 100 years the cost of mission station expenses was covered by indigenous resources.[2] These business ventures (trades such as shoemaking in the early years and later, trading) provided not only the resources to finance the mission but the platform for mission as well. They found that business provided a natural means of sharing the gospel and naturally earned them good will from the people and local authorities.

According to William Danker, the Moravians from the beginning rejected clericalism and recognized that every believer is in ministry. The notion that any activity was more Christian than any other was denounced. “The most important contribution of the Moravians was their emphasis that every Christian is a missionary and should witness through his daily vocation. If the example of the Moravians had been studied more carefully by other Christians, it is possible that the businessman might have retained his honored place within the expanding Christian world mission beside the preacher, teacher, and physician.”[3]

The Moravians viewed their primary mission to be expansion of the Kingdom. Everything else was instrumental to that end. They chose crafts rather than agriculture because it would give them greater mobility in reaching people. Evangelism and discipleship was the primary goal, both at home and abroad. At home, during periods of slow economic activity, artisans would “go out in pairs and witness to the gospel, earning their living as they went.”[4] In Surinam, the missionaries employed slaves (there was no other way to witness to them). “Sitting on a tailor’s bench together it was easy to converse about the gospel.”[5] It is clear, however, the Moravian missionaries thought that work had value in its own right an tried to impart this value to those to whom they were witnessing.[6]

Service was also a high value, “Economic activities were a means of sharing a better physical and material life with the people of mission lands. Moravians did their best to ease the transition of less advanced people into the crafts and industries of a technologically more progressive culture.” Moreover, they often acted to prevent unscrupulous traders from taking advantage of the native population. They did this by effectively competing against them and in the process established patterns of ethical business that transformed the entire society.[7] In short, the Moravians demonstrate that it is possible to hold a missional perspective on work, advance the gospel and the Kingdom, and make a profit at the same time.

Brian Walck is an Entrepreneur and thought leader on the movement of Business and Mission. In addition to being a regular contributor on the Business as Mission Network site, he’s heavily involved in supporting God’s work around the world through Business as Mission Efforts, Missions Agencies and the local church. If you’d like to continue the conversation, email him at bwalck@yahoo.com.


[1] Ruth Tucker, From Jerusalem to Irian Jaya: A Biographical History of Christian Missions (Grand Rapids: Zondervan, 1983), 69.
[2] William Danker, Profit for the Lord: Economic Activities in Moravian Missions and the Basel Mission Trading Company (Eugene: Wipf and Stock Publishers, 1971), 72.
[3] Ibid., 73-74.
[4] Ibid., 32.
[5] Ibid, 52.
[6] Ibid., 32.
[7] Ibid., 46, 139.

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Continue reading 'Back to the Drawing Board: Business as Mission 200 Years Ago'
posted by Justin Forman | 3:14 PM | link | 1 comments |

HOPE International Launches New Microfinance Website

I'm a big fan of big ideas. Hope International, led by Peter Greer is a group full of big ideas of using microfinance as a tool to share Christ.

Recently they just launched a brand new version of their website to foster interconnectivity among their supporters and with the leadership of the group. There's a lot of similar functions to the wildly popular model of Kiva.

The redesigned website can be found at http://www.hopeinternational.org/. In addition to updated content, stories, photos, video stories through the HOPE TV section, blog, the new website features a holiday gift catalog and invites visitors to Give HOPE. The gift catalog showcases gifts appropriate for friends, family members, or business associates in a wide variety of price ranges all of which come with a guaranteed lasting impact in the fight against physical and spiritual poverty. Givers can write a customized message to the gift recipient that will appear on a beautiful HOPE gift certificate.

The Give HOPE portion of the website includes stories of HOPE clients who are pursuing funding for their businesses and enables users to fund entrepreneurs like those profiled. Users of Give HOPE can establish their own profile page on HOPE’s website, connect with other passionate supporters of HOPE’s work, and establish personal fundraising goals for a HOPE Trip or a specific project. Give HOPE will encourage interaction among microfinance enthusiasts by featuring message boards and enabling fundraising teams to rally around a common cause. Visit Give HOPE now.

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Continue reading 'HOPE International Launches New Microfinance Website'
posted by Justin Forman | 10:40 AM | link | 0 comments |